Q:Why does my insurance company pay for a full roof when there is hail damage?
A:When hail hits your roof it breaks the backing of the shingle. This causes the shingle to become weak and over time degradation due to UV light can cause serious interior damage. It is important to replace your roof before this happens.
Q:My roof is new and was hit by hail. Do I need to replace my roof?
A:Hail damage on a roof is similar to that of a car in that regardless of the age damage can occur. Depending on what type of roofing material was used a complete re-roof may be required. You can call us for a free inspection. We can let you know if a claim should be filed or not.
Q: How can I as a homeowner recognize when my roof system has problems?
A: Unfortunately the most obvious way to determine if a roof system has problems is after leaking or other serious damage occurs. If you are concerned about the performance of your roofing system call us for a free no obligation inspection. Our inspections often can uncover cracked, warped or missing shingles; loose seams and deteriorated flashings; excessive surface granules accumulating in the gutters or downspouts; and other visible signs of roof system problems.
(Tip: Indoors, look for cracked paint, discolored plasterboard and peeling wallpaper as signs of damaged roof areas.)
Q: What are my options if I decide to reroof?
A: At Colorado Roofing Solutions we recommend to always scrape the old roof down to the decking and start fresh with a new roof. It is possible to leave the old roof on and install a new roof over the top of it. This however can lead to other problems down the road. In many instances, building code requirements allow no more than one roof system re-cover before a complete replacement is necessary.
Q: My roof leaks. Do I need to have it replaced completely?
A: Not necessarily. Leaks can result from something simple such as flashings that have come loose or a section of the roof system being damaged. Living in Colorado we have the blessing and curse of hailstorms annually. More often than not a simple repair will get your roof through until the next hail event. Then you can utilize your homeowner’s insurance to help cover the cost of a full roof.
Q: Why don’t you provide estimates for insurance claims?
A: When it comes to insurance claims, the insurance adjuster will write you a Scope of Loss. This will list out line items showing what will be paid for on your roof. As your contractor, we work based off of the insurance companies Scope of Loss and will add supplements to be paid on the back end if necessary. Visit here to learn more about insurance claims and supplements.
Q: What will a new roof system cost?
A: The price of a new roof system varies widely, depending on such things as the materials selected, type of home or building, and the labor involved. Call us today and we can schedule a free no obligation inspection and estimate.
If you are replacing your roof via an insurance claim your only out of pocket will be your deductible.
Q: Can I do the work myself?
A: Most work should not be done yourself. As professional roofing contractors, we are trained to safely and efficiently repair or replace roof systems. Doing the work yourself can cause damage to your roof system by using improper roofing techniques and you risk the potential of severely injuring yourself by falling off or through the roof.
Maintenance performed by home and building owners should be confined to inspecting roof systems during the fall and spring to check for cracked or curling shingles and cleaning gutters filled with dead leaves and other debris. If you must inspect your roof system yourself, use a firmly braced or tied-off ladder equipped with rubber safety feet. Wear rubber-soled shoes and stay on the ladder (and off the roof system), if possible.
Q: How long can I expect my roof system to last?
A: The majority of asphalt roofs in Colorado will last up to 50 years if properly maintained. However, Colorado roofs see a major hailstorm on average of every 5 years. Hail will break the backing of the shingle causing it to be defective.
Do you have a question you’d like to see answered on our site?
Email us at info@ColoradoRoofingSolutions.com